Verifi Mortgages is breaking barriers for UK homebuyers facing credit difficulties. The brokerage recently helped a single mother in Essex secure a mortgage despite her troubled financial past—showing that expert advice can change everything.
Sophie had long assumed that her missed payments and prior default ruled her out of the housing market. But Verifi’s bespoke and experienced-led approach found her a route back.
“I thought I didn’t stand a chance,” Sophie said. “But Verifi found a lender who listened to my story, not just my score.”
Putting People Before Products
Rather than ticking boxes, Verifi carried out a full analysis of Sophie’s circumstances and matched her to a lender willing to look beyond the numbers. The result? A competitive fixed-rate mortgage requiring less than 15% deposit and no guarantor—despite adverse credit.
“It’s not about selling products — it’s about building pathways,” says Jason Foord, Director at Verifi Mortgages. “We treat each case like it matters — because it does.”
Smart Advice Meets Streamlined Tech
Verifi combines AI-driven lender matching with clear, human-led advice. Their fully digital application process supports borrowers with plain-English explanations and real-time updates.
Opening Doors for More Buyer
Sophie’s success story is featured among many on the Verifi Mortgages platform, designed to encourage and assist others navigating their own credit obstacles.
About Verifi MortgagesVerifi Mortgages is a UK-based brokerage committed to helping individuals and families navigate the mortgage process with confidence, regardless of credit history. With offices in Southend-on-Sea and national reach through a digital-first model, Verifi empowers people with smart, strategic mortgage solutions — including self-employed, first-time buyers, home movers, and credit-impaired clients. Website: https://verifimortgages.co.uk Based in Essex, serving clients UK-wide.
